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FREE Consultation

Your Mortgage Partner in Muskoka

We provide customized mortgage solutions to individuals, families and the self-employed

Michelle Ott

Mortgage Agent Level 2
Rock Capital Mortgage #10556
Each office is independently owned and operated.

What would you like to do?

First Time Buyers

I’m a first time home buyer and need an affordable mortgage!

Self-Employed Mortgages

I’m self-employed and need a self-employed mortgage just for me

Mortgage Renewals

My mortgage is up for renewal and I want the best possible rate

Reverse Mortgages

I own my home and want money to help loved ones, renovate or go on a trip!

Mortgage Refinancing

I want to refinance my mortgage to get a better rate and have cash flow for dream goals

Debt Consolidation

I need to decrease my monthly payments by consolidating my debt

Need something else?

Our process is as simple as... 1, 2, 3

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2
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Understand Your Needs

We get to know you and understand what your financial situation, needs, and goals are.

Find the Right Solution

We research through my extensive network of mortgage lenders and advocate for you to find the right mortgage solution that meets your unique needs.

Get You Approved

We gather all your financial documents and submit them to your chosen lender. We work with your lender to confirm all is in good order, and if so, we get you approved!

Some of our Trusted Lenders

The image shows the Scotiabank logo with the word Scotiabank in bold red letters on a light gray background.
TD Canada Trust logo with a green square containing the white letters TD on the left and the words Canada Trust in bold dark green font on the right.
Manulife
Home Trust
MCAP logo featuring a geometric hexagonal icon in blue and gray on the left, followed by the bold, blue letters MCAP on a white background.
First National

My promises to you...

No Cost To You

As your Mortgage Agent I am paid by the lender, which means that you get my professional services at no cost to you.

Low Rates

With access to many different banks and lenders, we can find the lowest rates to meet your financial situation.

Customized

Why settle for a one-size fits all solution from the big institutions? We review your unique financial situation and customize a solution that’s perfect for you and your budget

Personal Service

Tired of waiting to get an appointment, and with a different person each time? We work on your schedule and when you’re available. And you always speak to the same person each time!

About me

My approach is centered on helping clients make informed decisions that suit their current needs and consider their future goals.

As a self-employed entrepreneur, I understand the challenges and opportunities that come with securing home financing, and I know that no two financial situations are alike. Whether you’re buying your first home, your dream cottage, or expanding your investment portfolio, I’m committed to finding a mortgage solution that fits your life and supports your future.

My goal is simple: to provide expert guidance, exceptional service, and a mortgage experience that leaves you feeling confident every step of the way.

Let's Connect!